We are refinancing! After watching the mortgage rates decline, since the beginning of COVID last year, we finally hit our sweet spot which for us was 15 year mortgage at 2.25%. Our previous mortgage was a 30 yr at 3.25%. We purchased our home at a great price in 2012 and received an incredible rate […]
Yesterday, the Dow fell 800 points, my phone news section blew up. “Dow Plummets” “Stock Market Crashes” etc. etc. It sounds super scary. I called my husband and joked, “So are we poor now?” He laughed. I told you all, we are finance nerds this is humor to us. Our sad comedy aside, what does […]
My husband and I kind of psycho out this time of year. I would like to say it is on fun things like Christmas decorating or presents or other fun things… NOPE. We are total nerds. We go nuts on end-of-year planning, and, worse, on next-year-budget planning. I am going to spend the next few […]
Everyone else is jumping on this train, so here I go. Man, I hope I don’t regret this. I am going to attempt to stay out of the right/wrong, should they/shouldn’t they argument and go straight to something that kind of annoyed me yesterday… the media totally sensationalized the stock market. Listen guys, I am […]
Are you ready for these chalk boards? Starting August 1st, my Facebook feed will be bombarded with adorable images of my friends’ children and their tiny plans for the future, but what are our plans for their future? Here are some scary numbers for you. According to the College Board the 10 year historical rate […]
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