My husband and I kind of psycho out this time of year. I would like to say it is on fun things like Christmas decorating or presents or other fun things… NOPE. We are total nerds. We go nuts on end-of-year planning, and, worse, on next-year-budget planning. I am going to spend the next few […]
It is December and everyone is going nuts. If you are like me you avoid the malls (any and all kinds strip, indoor, outdoor, whatever) like crazy. Just the parking lot is a war zone, so that means a TON of online shopping. It is sort of like Christmas twice! Once when it comes to […]
Are you ready for these chalk boards? Starting August 1st, my Facebook feed will be bombarded with adorable images of my friends’ children and their tiny plans for the future, but what are our plans for their future? Here are some scary numbers for you. According to the College Board the 10 year historical rate […]
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