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About Julia Prescott

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Julia Prescott has contributed 29 entries to our website, so far.

1The Millennial Crisis

The Millennial Crisis

Feb 19, 2021

Judged by the generation above, and now below, Millennial is said like a curse word, usual followed by an eye roll. I was born in 1981, so I don’t like to consider myself a Millennial. I am right on the cusp. I don’t think I have a lot of Millennial stereotypical attributes? Here are the […]

2The Refi Dilemma

The Refi Dilemma

Feb 17, 2021

We are refinancing!  After watching the mortgage rates decline, since the beginning of COVID last year, we finally hit our sweet spot which for us was 15 year mortgage at 2.25%.  Our previous mortgage was a 30 yr at 3.25%.  We purchased our home at a great price in 2012 and received an incredible rate […]

3The Presidents 4 “Gifts”of Economic Relief

The Presidents 4 “Gifts”of Economic Relief

Aug 28, 2020

I want to chat about President Trump’s “Executive Orders” that he signed August 8, 2020, because Congress could not agree on the next Economic Relief Act. I have Executive Orders in quotes, because there were 4, but only 1 was an Executive Order. 3 were merely memorandums which are not as strong as an Executive […]

4Missing 2nd Round of Relief

Missing 2nd Round of Relief

Aug 26, 2020

Why can’t the Democrats and the Republicans come to an agreement on the next relief package?  As usual, everything is politicized.  The difference between the Republican HEALS act and the Democrat’s Pandemic Relief Proposal is $2 Trillion and much of the distribution of funds within these bills is radically different. Here is a chart to help understand […]

5CARES Act and You

CARES Act and You

Jul 27, 2020

The U.S. Coronavirus Aid, Relief, and Economic Security act provided $2 Trillion in aid. Let’s talk about how much money $2 Trillion. If you spent $1 Million per a day from the time Jesus died until now (1 A.D. – 2020 A.D.), you would have spent about $737 Billion. Double that and you still aren’t […]

6A Woman’s Job is Never EVER Done

A Woman’s Job is Never EVER Done

Jul 24, 2020

I feel like I have spent a lot of time worrying about local businesses like restaurants and stores, but every aspect of our society is being affected by this pandemic. Hospitals are over run by non revenue generating patients. Almost all gas stations are independently owned, and if people aren’t driving, then they don’t need […]

7Coming Up for Air

Coming Up for Air

Jul 17, 2020

I haven’t written since February. I feel like it would be weird to just start writing again and not even acknowledge the GIANT gap in posts. What has been going on over here is probably similar to your life: Everything was moving along fine and then *BAM* a global pandemic hit. An actual GLOBAL pandemic! […]

8The Story of the Broken Washing Machine

The Story of the Broken Washing Machine

Feb 12, 2020

I have been SUPER frustrated for the last month. Around Christmas our washing machine broke. The clothes came out soaking wet. Not normal washing machine wet, like able to squeeze a full glass of water out of a baby sock wet. Right after New Years we called the only “certified” company recommended by our brand […]

9History of Black Friday

History of Black Friday

Nov 26, 2019

If you saw my previous post, you know I don’t do Black Friday, but I do have pretty awful FOMO about it. Curious about its origins, I delved deeper into its history. I always believed that it was called Black Friday, because most of the year the stores are in the red (running at a […]

10Black Friday or Blah Friday

Black Friday or Blah Friday

Nov 20, 2019

Confession: I do not Black Friday Shop. I don’t want to get up early to stand in the cold, and when they changed it to many stores opening Thanksgiving Day, I was even less interested in ditching the family to run to Target. I am not able to get myself together enough to check deals, […]

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Welcome to Playground Financial Planner

Through my blog, I plan on connecting with other stay-at-home moms and women out there to help educate them about financial literacy and planning. It is our job to be our spouse’s or partner’s support system in protecting our families against financial crisis and strengthening our financial position in the process.

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  • The Millennial Crisis
  • The Refi Dilemma
  • The Presidents 4 “Gifts”of Economic Relief
  • Missing 2nd Round of Relief
  • CARES Act and You

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